Why Look When There’s No Money?

I have always wondered why people want to go look at things they want  when they don’t have the money to buy it. Lets look at why staying away from the shops and for you ladies, the mall can be important.

There are those that buy on impulse, and there are those that buy because they feel they need something. The impulsive buyer can always justify needing everything, and the person that buys based on  need will purchase something they have been wanting for a long time whether they need it or not, because they feel they need it.

Here is what I am saying. If you think you need something, are you getting along without it now? If you want something, are you getting along in life without having it now? If the brutal answer is yes, then stay the heck away from going to places you know you have no business at. I’m not saying to never treat or buy yourself anything. I’m merely stating that when you avoid something that is tempting all together you make things a lot easier on yourself. You also help yourself to stop dwelling on what you don’t have.

Personal Example

Let me give you an example. I have been wanting a new dining table for a while. Whats wrong with the dining table I have now? Absolutely nothing. So then we could all agree this is a want rather than a need. Now I can easily justify that the table we have now is too small and just is not conducive for us to have more than a couple guests to our home for a meal, but then that would be justifying me buying a table today. Whats the solution to making sure I don’t go out and blow the money we don’t have on a new one? Don’t go to Ikea! Simple as that. I also am not going to browse the web looking at new tables either.

What’s the Solution

So you still have something specific that you really want, and you don’t have the money for it. The solution is simple. Start a separate fund to purchase that item. Be patient and budget out how much you can afford to save each week for that specific thing you want. If you already know what the general price for it is, then save up to that amount, and then begin searching for a better deal online, or checking on weekend specials. Once you find it at a lower price, then pocket the difference you saved and start a new fund. Congratulations… you just got a jump start on a new savings fund. Remember that being frugal is not about buying what you want even when you have the money the money to do so. It’s about saving money even when you don’t need too.